Real Estate Information

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• Free Relocation Package

• Free Real Estate Newsletter

• Your Home Value

• Ask An Expert

• Selecting An Agent

• Mortgage Calculator

• Real Estate Dictionary

• Client Testimonials

• Local Schools

Information For Sellers

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• Seller VIP Treatment

• Seller Tips

• What Is Our Home Worth?

• Hire A Team

• Stress Free Moving Tips

• Avoid Common Mistakes

• Refinancing Tips

• The Realtor Advantage

• How To Sell Quickly

• The Best Time To Sell

• Marketing Your Home

• Prices In Your Area

• Real Estate Contract Details

• Do Open Houses Work?

• Prepare Your Home To Sell

• The Truth About Agents

• Sell For Top Dollar

• Sellers First Step

Information For Buyers

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• Buyers VIP Treatment

• Buying Process

• New Listing Alerts

• Search The MLS

• Open House Schedule

• Find Your Dream Home

• Know Your Credit!

• Lowest web rates

• Prevent Overpaying

• Danger! Buyer Traps

• First Time Buyers

• Can't Afford Your Home

• Available Financing

• Moving Tips

• The Right Down Payment

• Free Pre-Approval

• Stop Paying Rent

• Mortgage Information

• Close On Time

• Avoid A Real Estate Lemon

• Selecting The Best Realtor

• Saving Money

• Buy with ZERO Down

• Buying vs. Renting

Real Estate Investors

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• Investor Secrets

• Foreclosure Deals

• Investing In Real Estate

Available Financing

Old school of thought use to be... "I need AT LEAST 20% down and a REALLY GOOD credit status to even think about buying a home!" NOT THE CASE... Today creative lenders have put together numerous types of loan options to fit individual's needs. From FHA, to Conventional, to VA and so many others, there is a loan and a program associated with that loan to fit your needs. You may even qualify for a "NO MONEY DOWN" loan!

When purchasing a home, if you get pre-qualfied for a loan with loan commitment, you make it much easier and even often get preferred status with any offers you present to sellers.

The Royer Ladowsi & Teska Team of Realtors has partnered with the strongest lending agents in the market to offer you the opportunity to check your credit status and determine what type of loan will suit your needs. Our lender partners work extremely hard to find the best available rates in the market and fit you with a program that will suit your needs and budget!

Simply send this filled out form to our team and we will get you on your way to "Getting a Loan".